![]() ![]() Most servicers (except very small ones) must give you either a coupon book (often every year) or a statement every billing cycle (often every month). Review all letters, emails, and statements when you get them from your mortgage servicer. Too many late payments can lead to default and foreclosure. Late payments show up on your credit report and may affect your ability to get credit in the future. That way, you don’t owe extra fees and the payment doesn’t look late to the lender. Typically, the servicer must credit a payment to your account the day they get it. How To Avoid and Fix Problems With Your Servicer The notices give you the contact information for the new servicer, the date they start accepting your payments, and what to do if you have a question or complaint. Within a few weeks of the change, you’ll get notices from your old servicer and your new one. ![]() It’s not uncommon for your servicer to change. To find the name of your servicer, check your mortgage statement or your coupon payment book. The account is managed by the servicer, who ensures that the lender knows the money is there to pay those bills when they’re due. An escrow account is where you set aside money to pay insurance and taxes. pays your insurance and taxes, if you have an escrow account.answers questions about your loan balance and payment history.The mortgage servicer is the company that But often, the lender arranges for another company to act as the servicer. Sometimes, the lender is also the servicer. The servicer is the company that handles the daily management of your account. When you get a mortgage loan, you sign a contract and agree to pay back the lender. ![]() Missing Mortgage Payments: Default and Foreclosureĭid you know there’s a difference between your mortgage lender and your servicer? The lender is the company that you borrow the money from - typically a bank, credit union, or mortgage company.How To Avoid and Fix Problems With Your Servicer.Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items. ![]()
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![]() ![]() ![]() This is an excellent, and free, Midi File Player - whether for Karaoke purposes or not! - and many people have recommended it. The basic, but-still-with-plenty-of-frills, version of Winamp can be downloaded free from the Website here. If all you want, then, is a Player that you can "associate" with Midi Files so that it will automatically spring to life and play whatever Midi File you double-click on, I recommend Winamp. And although you can't vary the relative volume of any chosen track, or change the tempo, nevertheless you can - unlike with the Noteworthy Player (see below) - start and stop the File anywhere you choose. This is a superb - and free - Media File Player that plays just about every type of Music File you can think of - including, and without fault, all those emphasised Session-derived Midi Files which Windows Media Player doesn't like (see below). Melody Assistant, which runs on Macs as well as on Windows machines, has been recommended to me by several of my correspondents as an excellent player of Midi Files, though I myself have no direct personal knowledge of the Program. Myriad - whose Home Page is here - provides a range of interesting Music Software, and Melody Assistant appears to be a cut-down (and Share-ware) version of their top-of-the-range "Harmony Assistant". MidiNote also sell other music software, and trial versions of their stuff can be downloaded from their Website here.Īnother commercial program for composing and playing music is Melody Assistant. It also plays Midi files, and provides the same sort of flexibility as Session, though not in the same way. ![]() For other Problems with Session comments, below.Ĭomposer is a commercial Windows program for composing and playing music. However, it does not run under Windows 10. This version of Recording Session is a very old one - it dates back to 1993 - and a " freebie" version can be downloaded from here. It allows adjustment of both the volume/emphasis and the tempo of the playback. Recording Session (Version 1.11) is the software I used to employ to make my voice-emphasised Midi Files. MidiSoft seem to have gone through a number of incarnations in the last ten years I do not know where, on the Web, they are currently to be found. It seems to do most of what MidiSoft's Session (see below) does, though not in the same way, and without some of the latter's problems. It shows the Notes as they are played, and allows singers and instrumentalists to adjust both the volume/emphasis and the tempo of the playback, to help them to learn their parts. MidiPlay is a free Windows program for playing Midi files. In addition, there are many other dedicated Midi Players around, some free, some not, and most of these give much more flexibility and choice over what they can do than does Media Player. Most Computer Operating System software, such as the various flavours of Windows (up to and including Windows 7 Windows 8 (and 8.1) is different, as explained here), and the succession of Mac OS versions (up to, but not including, MacOS 10.8 see further below), includes a Player that can accept Midi instructions the Windows one is called "MediaPlayer" (it will usually be found in Start|Programs|Accessories|Entertainment), and it can do all sorts of other exciting things as well as play Midi Files. Noteworthy Composer's "Noteworthy Player" Instances of such software, described in more detail further below, are:. Additional software may be required to do this. Midi Files are a set of instructions that tell a device that is Midi compatible (that knows about the Musical Instrument Digital Interface protocol) - such as a computer's soundcard - what to do to provide a representation of a piece of music. PlayMidi John's Midi File Choral Music site Playing Midi Files ![]() ![]() ![]() The other problem with a memorized speech is that when it fails, it fails catastrophically. In all of my TED talks, I very deliberately did not memorize them, precisely because the audience can hear memorized text very clearly, and it takes awas from the spontaneous, engaged nature of speaking to a live audience. Steve Johnson who gave a Ted Talk on Where Good Ideas Come gave this commentary on why he decided not to memorize his speech: Since it is not scripted, it is easier to pick up and recover. It also can provide a buffer if you mess up. ![]() In addition, the fact every single word isn’t written allows you wiggle room to add new information that seems relevant during the speech. Not having every word scripted helps the speech feel fresh, alive, and real. The advantage of this type of speaking is you can prepare, plan, and practice. The main ideas are developed but the exact wording of the point is decided at the moment. When doing this type of speech, you have written most of the main ideas of your speech in an outline, but the speech is delivered from brief notes. As with all speaking, you should plan the first three words and the last three words to be strong and impactful.Įxtemporaneous speaking is speaking with brief notes and careful practice.” I have three points to tell you today,” “point one,” “point two,” “point three,” “Now that I have given you three things to consider.” To put the “Advanced” into your public speaking, use strong signposts.If you do not have a plan to end and end strong, you will find yourself rambling in search of an ending. Never let your first words be, “Ok, so um”. Always figure out what your first three words will be.If time, write down three solid points on the topic.Take a deep breath, fill your body full of wonderful idea-giving, stress-reducing oxygen. ![]() Often the call to give a speech will catch you off guard. In public speaking classrooms and in speech clubs, a topic is offered, and you have a few minutes to prepare. It is that sudden and often unexpected call to give a speech. It is likely that each of you reading this book will be called to give an impromptu speech in your life. We will be asking you questions at the end of your presentation if that is OK with you.Davidson, the reporter will be here in two minutes to take your statement about the opening. Eve, would you give your testimony at Bible study in a few minutes.Javantee, at today’s business meeting, could you tell us about the progress your team is making on project X?.Our political candidate has asked that you go to the Farmer’s Market and talk with constituents about his beliefs about the upcoming zoning changes.I think I want to buy this computer but I’m not sure if it is right for me, would you demonstrate how to log onto Zoom with it?.I have a few people here who need a quick brush up on how to use features of Microsoft Teams, do you have a minute to show them?.Alex, the speaker is going to be 15 minutes late, would you go out and talk about some related topic until she gets here.Jade, would you give a toast to the partners in a few minutes?. ![]()
![]() ![]() However, it does come with an uninstaller to make sure everything is removed if you don't want to keep it. TotalFinder buries itself deep into your operating system in order to integrate with Finder so you can't remove it properly by simply dragging it to the Trash. TotalFinder cleverly instructs Finder to hide them meaning that although they are still created, they'll never bother you again. Usually commercial software or games are produced for sale or to serve a commercial purpose.Another useful feature is the ability to get rid of pesky DS_Store files that litter your system. Even though, most trial software products are only time-limited some also have feature limitations. After that trial period (usually 15 to 90 days) the user can decide whether to buy the software or not. Trial software allows the user to evaluate the software for a limited amount of time. Demos are usually not time-limited (like Trial software) but the functionality is limited. ![]() In some cases, all the functionality is disabled until the license is purchased. Demoĭemo programs have a limited functionality for free, but charge for an advanced set of features or for the removal of advertisements from the program's interfaces. In some cases, ads may be show to the users. Basically, a product is offered Free to Play (Freemium) and the user can decide if he wants to pay the money (Premium) for additional features, services, virtual or physical goods that expand the functionality of the game. This license is commonly used for video games and it allows users to download and play the game for free. There are many different open source licenses but they all must comply with the Open Source Definition - in brief: the software can be freely used, modified and shared. Programs released under this license can be used at no cost for both personal and commercial purposes. Open Source software is software with source code that anyone can inspect, modify or enhance. Freeware products can be used free of charge for both personal and professional (commercial use). TotalFinder will work in OS X 10.11 El Capitan only if you partially disable System Integrity Protection using the " csrutil enable -without debug" command after booting into Recovery OS.įreeware programs can be downloaded used free of charge and without any time limitations. You can also easily toggle display of hidden files. Folders on top Folders should always go first in list view. ![]() ![]() Visor window The Finder is always one key-press away! Cut & Paste Use keyboard shortcuts to move files around. Dual mode Display two Finder windows side-by-side on hot-key. Total Finder added Chrome tabs in Snow Leopard. Chrome tabs Apple finally introduced tabs in Mavericks. Features and Highlights Colored labels Brings full colors back into El Capitan. I call this process the app injection into Finder. But when launched it changes the current instance of Finder running in your computer memory. TotalFinder for macOS is installed as a standalone application. It does not modify your Finder files on the disk. Please keep in mind that the app is an add-on which gets loaded into the Finder when you launch TotalFinder.app. TotalFinder for Mac works like the original Finder but adds tabs, dual panel mode, folders on top and other useful features. ![]() ![]() ![]() It can connect to your smartphone via Wi-Fi and Bluetooth and can also be voice controlled by both Alexa and Google Assistant. This smart desk lamp from Govee stands out for being fun to use. Read our full Govee Ambient RGBWW Portable Table Lamp review. Two models are available with and without Wi-Fi connectivity, depending on if you want to use voice-control. ![]() Ultimately, it’s a fun desk lamp, which is brighter than you would expect. It’s durable as well with a plastic design, meaning the kids can use it too. Although, be wary that four hours can go by quickly, so you may need to leave it plugged in most of the time. It’s chargeable and portable, needing four hours of charge to provide four hours of illumination - so it's a great option if you have limited plug sockets at your desk. It comes with fun settings, such as being able to sync the light to music, and a scene mode which lets you choose an experience and adjusts the color and tempo to reflect it, such as festivals, candlelight and fireworks. It can also be controlled via a single button on the base, although this limits the color selection. This portable table lamp from Govee offers 16 million colors of light to choose from, which can all be accessed from the Govee Home app on your smartphone. So you can’t control it once you’re out of the house. The only drawbacks with the Dyson Lightcycle Morph Desk Light are the price, being very expensive for a lamp, and the fact that it needs to be connected via Bluetooth and can’t use Wi-Fi. The lamp contains a motion sensor as well, which if enabled will switch it back on as you sit at the desk. Using the Dyson Link App via Bluetooth, you can choose from pre-set programs including Study, Relax and Precision or even create your own using the temperature and brightness settings. It features 3-point revolve motion, which gives it great flexibility, and the head can even be docked into the stem for storage or to create a reduced ambient light. App can only be connected via Bluetooth and not Wi-Fiĭyson’s Lightcycle Morph Desk Light makes the list because of its innovative design and the tech it brings to the table, literally! When connected to your smart device, this lamp automatically adjusts its brightness depending on the time of the day and can also be customized in terms of temperature and brightness using the controls under the lamp head. ![]() ![]() ![]() You can also use tape on the lines to help seal them up. ![]() The adaptor is designed to fit the gap and seal it up. You remove the line, put the adaptor on, and then put the hose back on. The company is committed to innovation and invests heavily in research and development to produce cutting-edge technologies that improve fuel efficiency, reduce emissions, and increase safety. Some vehicles are prone to having transmission coolant lines that leak, and they have made adaptors to fix the problem. Navistar® has a reputation for producing high-quality, reliable vehicles and engines that are designed to meet the specific needs of its customers. Navistar® has a strong presence in the global market, with manufacturing and assembly operations in the United States, Canada, and Mexico, as well as a presence in South America, Asia, and Europe. transmission line fittings are not compatible with the fitting provided in the transmission cooler kit. The company's product line includes Class 4-8 trucks, buses, and engines for the on-highway and vocational markets, as well as military vehicles and engines for the defense market. ![]() Navistar® is known for its International brand of trucks and buses, which are sold under the International and IC Bus names. Navistar® is a leading producer of heavy-duty trucks and buses, and it also produces engines used in a wide range of industrial and commercial applications while also providing parts and services to support the maintenance and repair of its vehicles. To protect the lines against higher line pressures that come with performance transmissions, weve wrapped them in braided high-strength nylon. Made in Wichita, Kansas from aerospace grade, USA produced billet aluminum. This fitting kit compatible with 4L80E transmissions. The company was founded in 1902 and has its headquarters in Lisle, Illinois, USA. These stainless steel fittings are designed to help with aftermarket transmission cooler and line installations. These fittings are threaded into the cooler ports in your transmission and enable you to run AN lines to a transmission cooler. Navistar® Corporation is an American manufacturer of commercial vehicles, including trucks, buses, and engines, as well as defense vehicles and engines. ![]() ![]() Now thought to be the weakest of the original trilogy partly because of those fury teddy bear things the ewoks whom a lot of people hate (though i adore, but the odds of them defeating the imperials is very small) now gather round the campfire kids lets tell you the story about blue harvest! the movie opened with rave reviews and broke box office records! for three long years had fans and casual viewers waited to find out the fate of the universe as spelled out in star wars, will Luke become a jedi, will Darth Vader die?, will Han ever be rescued,will the rebellion win? who will Leia choose Luke or Han? all these nail biting questions had been pondered by adults teen agers kids on the playground playing lightsabers with sticks and little kids playing with their mail away Akbar figure (that could be acquired by sending in 10 proofs of purchase from star wars action figures!) the first sneak peak into the new movie! anxiety to see the movie was at a fever pitch in april of 1983 for only a month away would all the questions be answered.9 years ago the first star wars was released and took the world by storm and on return of the jedi finally came out for fans the final chapter in the starw ars saga was bitter sweet, because it marked the end of the saga, or so they thought ( but we will get into that later). Peter is hilariously fat as Han Solo, lois reeks of royalty as Princess leia, Chris walks funny as Luke Skywalker, Brian makes the fur fly as chewbacca and. It was named this so producers could cut costs because if any movie prop studios saw that it was Lucas coming to buy they would double the prices on props and such! Blue Harvest Apparel is an up-and-coming women’s apparel store that offers both quality and unique products. BLUE HARVEST EVENTS Join us at one of our upcoming events and get to know more about IT from our best software engineers. #Blueharvest leia softwareįREE US GROUND SHIPPING ON ALL ORDERS OVER 150. Discover the power of state-of-the-art technologies and learn more about frameworks, architecture models and tools. See how these can support the strategy and future of your business. View/Edit Cart Subtotal: 0.00 Checkout INFO LOGIN Create Account APPAREL. ![]() The strategy worked for a while until fans discovered that blue harvest wasn't blue harvest at all when they saw Luke Han and Leia show up on set.Grab the funniest Star Wars spoof this side of the Death Star.įamily Guy: Blue Harvest is coming to DVD on January 15, and we know our MovieWeb readers are psyched for this release. At Collies Of BlueHarvest, we have been building our reputation as a trusted Collie Breeder in Ontario since we bred our first animals back in 1984. ![]() In celebration of this new addition to the Family Guy library, we're giving away copies of this DVD to our readers. We take our responsibilities very seriously and strive to ensure the health, safety and well-being of all our pets. ![]() That’s why the happiest days for us are when one of our animals. The laughs come full Force when the Griffin clan puts a freakin' sweet spin on the greatest sci-fi saga ever told! With Peter playing the swashbuckling Han Solo, Lois as the sexy Princess Leia, Chris as an adolescent Luke Skywalker, Brian as a well-spoken Chewbacca, and Stewie finally embracing his dark side as Darth Vader, who knows what will happen. Filled with outrageous gags, spaced out droids and more intergalactic satire than you can shake a light saber at, thisepic spoof is a must-own for every fan of Family Guy! The episode title comes from the code name used when filming Star Wars: Episode VI Return of the Jedi. ![]() ![]() ![]() I thought I was the best at finding secrets. There are also sprites hidden in the game – dead characters, in their old-fashioned form, ripped straight from the Build engine. ![]() Not a modern recreation of it but the original thing, with giant pixelated walls and a train texture that is almost identical to a wall texture. I found the subway station from the original Shadow Warrior’s opening level behind a wall, which I naturally blew up by shooting a barrel. They usually contain one of the three upgrade resources and the best ones will have a retro reference or two. Secrets! Yes, number two on the list of things that Shadow Warrior does (mostly) well are secret areas. I don't care about the backstory or sad memory-golems because when I am being told about these things I am not dancing through the armies of darkness, a death-dealing dervish with a sharp-steeled circumference. Mostly, the plot speeds along like a deranged buddy movie (Wang’s buddy is a camp demon that has attached itself to him), with only the occasional detour into mythology that threatens to suck the energy out of proceedings. That sort of thing has its place but I’m incredibly pleased that Shadow Warrior unashamedly revels in carnage, rarely feeling the need to explain or to question. ![]() When I chop a monster into messes, I don’t want its grieving widow to billow into view, holding out a tear-stained invitation to the closed casket funeral. I forget that because these days, even when I’m playing games about atrocious hell-monsters, moral dilemmas occasionally hit me in the face and the reward for my gleeful clicking is images of horrific suffering. Killing bad guys is fun! In the nineties, we were usually supposed to kill the things in computer games without thinking about it too much and without regretting it at all. Here are a few of the things about Shadow Warrior that work well and conjure up memories of the glorious nineties. I also think it's a better Serious Sam game than Serious Sam 3, despite never reaching the scale of the series and despite the fact that I liked Serious Sam 3. That’s a mark that many modern games miss, or refuse to aim at, and it’s the first reassurance that this is a reboot that understands the appeal of its predecessor. It’s a claret-covered Looney Tunes cartoon, in the style of Evil Dead 2 or Jackson’s Braindead. It’s the bloodiest game I’ve played for a good while, but even on the rare occasions that enemies are human rather than demonic, the dismemberment has a slapstick quality. Shadow Warrior is excessively gory and I find its brand of ultraviolence fantastically entertaining. Heads topple from shoulders and the last demon, its remaining hand held up in surrender, limps and cringes, surrounded by the remnants of its allies. Limbs pirouette through the air like distressed ballerinas, Black Swan’s painting oozing red slugs of viscera in the air. Here’s wot I think.įlesh slides apart, splitting at the lines traced by Lo Wang’s katana. The biggest problem with the Shadow Warrior reboot is that it isn’t a Blood reboot because if Caleb ever does return to our screens, he’s probably not going to do it in this much style. Two days of carnage later, I’m convinced. I was willing to believe that bringing Lo Wang back was a good idea but far from sure of it. ![]() ![]() ![]()
![]() ![]() ![]() Assigning a job to a specific member of your team and dispatching them to the job site is all handled digitally using the SkyBoss web and mobile app interfaces. Using SkyBoss, you can drag and drop new jobs onto your team’s schedule without relying on wall planners. The scheduling tools in SkyBoss let you create and schedule new work orders, dispatch your plumbing staff and deliver high quality service to your clients in a fraction of the amount of time you’d need to do things the “old fashioned” way. Track your team’s ongoing, upcoming and completed jobs from the intuitive SkyBoss scheduling interfaceĭeliver faster, more efficient service to your customers and develop stronger working relationships, improved retention and better customer sentiment Send job-specific information to your technicians automatically using the SkyBoss mobile app to save time and eliminate communication issues Quickly and efficiently schedule work and dispatch your team without having to write any notes, use a wall planner or make any phone calls Select the right person for each job from your technician list, or allow SkyBoss to locate and dispatch the nearest technician to the job using GPS tracking data How long does it take your team to respond to a customer’s phone call and dispatch the right plumber for the job? SkyBoss features powerful scheduling and dispatching tools that let you respond to customers faster and dispatch your staff without relying on phone calls.īuilt around an intuitive drag and drop interface, the scheduling tools in SkyBoss give you total control over your scheduling and dispatching process, all while giving you a bird’s eye view of your entire team’s daily schedule, work activity and revenue.Ĭreate and schedule new work orders in seconds by entering your job information into SkyBoss and dragging the job onto a specific time slot on your team’s schedule Unlike most business management software, which is designed to meet the needs of a broad range of companies, SkyBoss is designed specifically to help you improve efficiency and grow your small to mid-sized plumbing business. Ready to start running your plumbing business more efficiently? Get started today or Call us now on 88 to learn more about how you can reduce your back office workload and free up time to focus on growing your business with SkyBoss.įrom scheduling and dispatching to invoicing, service agreement management and reporting, Skyboss includes a range of powerful features that help you save time, respond to customers faster and eliminate repetitive tasks and paperwork. Save time with our intuitive features so you can handle quotes, billing, scheduling, job tracking and more, all from your computer, laptop or tablet! Our goal is to give you more time to grow your business.īusiness Software for Plumbing Businessesĭo you run a plumbing business? SkyBoss is a complete business management system built to help you schedule new work orders, dispatch your plumbing staff and invoice your clients more efficiently, helping you save time and focus on growing your plumbing services business.ĭesigned and developed by service business owners for service business owners, SkyBoss has helped hundreds plumbing and other field service companies eliminate as much as 70% of their administrative workload, all while delivering better service to customers and clients.īecause SkyBoss is so easy to use, your business can make the switch and start experiencing the benefits of SkyBoss in as little as one day. ![]() We have already helped thousands of plumbing companies improve their business from the ground up, with many built-in features, designed specifically for the plumbing industry.įrom recurring contracts, to every-day tasks and one-time jobs, our features make it easy to manage your workload and improve the efficiency of your business and field technicians. SkyBoss is business management software with a proven track record. ![]() |
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